Maker
You post, you wait
A limit order that rests on the book instead of filling immediately. You are supplying the depth other people trade against, so you pay the lower rate. At Tier 1 that is 0.10%, and at Tier 6 it is nothing at all.
Maker and taker rates by volume, funding costs by rail, the instant-buy spread as an actual number, and a worked $10,000 example with the arithmetic shown.
be1crypto.com fees come from exactly three places: a trading fee on fills, a funding fee on some deposit and withdrawal rails, and a spread on instant buys. That is the complete list. There is no fourth charge hiding in a PDF, no monthly platform fee, and no custody fee for holding coins in your wallet. Everything below is published in full, including the numbers most exchanges bury.
The reason we lead with the spread is that it is the fee people miss. A quoted price with no commission line looks free and is not. Ours is 0.50% above mid-market on instant buys, stated here and shown on the order ticket before you confirm. Compare that with the 0.10% maker fee on the trading terminal and the difference on a real order is roughly five to one.
If you want to check our pricing against the rest of the market rather than take our word for it, pull up any listed venue on CoinGecko's exchange directory and compare the maker and taker columns at your own volume band. That is the honest test, and it is the one we would run.
Six tiers, recalculated daily at 00:00 UTC from your trailing 30-day traded volume. Makers add liquidity to the book and pay less. Takers remove it and pay more.
| Tier | 30-day volume | Maker | Taker | Taker fee on a $25,000 fill |
|---|---|---|---|---|
| Tier 1 | Under $50,000 | 0.10% | 0.20% | $50.00 |
| Tier 2 | $50,000 – $249,999 | 0.08% | 0.16% | $40.00 |
| Tier 3 | $250,000 – $999,999 | 0.06% | 0.12% | $30.00 |
| Tier 4 | $1,000,000 – $9,999,999 | 0.04% | 0.09% | $22.50 |
| Tier 5 | $10,000,000 – $50,000,000 | 0.02% | 0.06% | $15.00 |
| Tier 6 | Above $50,000,000 | 0.00% | 0.04% | $10.00 |
You post, you wait
A limit order that rests on the book instead of filling immediately. You are supplying the depth other people trade against, so you pay the lower rate. At Tier 1 that is 0.10%, and at Tier 6 it is nothing at all.
You cross, you pay
A market order, or a limit order priced aggressively enough to fill on arrival. You get certainty of execution and pay for it: double the maker rate through Tier 3, and a wider multiple above that. Most retail flow is taker flow, which is exactly why the distinction is worth learning.
Instant buy only
Not a commission, still a cost. Instant buys are quoted at 0.50% above mid-market in exchange for one-tap settlement. It is the right trade-off for a $200 purchase and the wrong one for a $20,000 purchase.
Bank rails cost us different amounts, so they cost you different amounts. Card processing is expensive everywhere and we do not pretend otherwise.
| Method | Deposit | Withdrawal | Typical timing | Minimum |
|---|---|---|---|---|
| ACH bank transfer (USD) | Free | Free | 1 – 3 business days | $10 in / $25 out |
| Domestic wire (USD) | Free | $15.00 | Same day if received before 2:00 pm ET | $100 |
| SEPA transfer (EUR) | Free | €1.00 | 1 business day | €10 |
| International SWIFT | $10.00 | $25.00 | 2 – 5 business days | $500 |
| Debit or credit card | 1.49% | Not supported | Instant | $20 |
| Crypto deposit, on-chain | Free | n/a | 1 – 6 confirmations by asset | Asset dust limit |
| Crypto withdrawal, on-chain | n/a | Network fee at cost | Broadcast within 30 minutes | Asset dust limit |
| Transfer to another be1crypto.com account | Free | Free | Instant | None |
The practical advice: fund with ACH, wait the two days, and skip the 1.49% card fee entirely. On a $10,000 deposit that single decision is worth $149.00 before you have placed an order. Card funding exists for people who need to be in a position today and know what the convenience costs. Full mechanics are on the buy crypto page, and the contractual version of all of this sits in our terms and conditions.
Same budget, same asset, same day. Mid-market reference price $64,182.40. Every line item shown, nothing netted off, nothing rounded in our favor.
One tap, 0.50% spread
Post and wait, 0.10% maker
$49.75 − $9.99 = $39.76
The limit order costs $39.76 less and leaves you with 0.00061950 BTC more: 0.15565030 against 0.15503080. That extra Bitcoin is worth $39.76 at mid, which is the same number arriving from the other direction. The two sides of the arithmetic agree, which is how you know a fee table is honest.
The trade-off is real, though: a resting limit order at mid may not fill. If Bitcoin runs while your order sits there, you saved $39.76 and missed a move worth many times that. Instant buy is not the expensive option because it is badly priced. It is the expensive option because certainty costs money.
| Route | What you are charged | All-in cost | BTC received |
|---|---|---|---|
| Maker limit order, Tier 1 | 0.10% maker fee | $9.99 | 0.15565030 |
| Taker market order, Tier 1 | 0.20% taker fee | $19.96 | 0.15549496 |
| Instant buy, ACH funded | 0.50% spread | $49.75 | 0.15503080 |
| Instant buy, card funded | 1.49% card fee plus 0.50% spread | $198.01 | 0.15272084 |
Worst to best is $198.01 against $9.99 on the same $10,000, a spread of almost twenty to one, decided entirely by which two buttons you press. Nothing about the asset changed. If you are holding rather than trading, read how those balances are priced on the earn products page before you decide where the coins should sit.
Worth stating explicitly, because several of these are standard practice elsewhere and are usually found after the money is already inside.
Leave the account untouched for three years and the balance is exactly what you left. We never bill dormancy.
There is no subscription, no platform fee and no premium tier that unlocks basic order types.
Holding BTC, ETH or any listed asset in your be1crypto.com wallet costs nothing per month or per year.
US bank deposits and withdrawals over ACH are free at any size, including the first one and the hundredth.
Resting orders, amendments and cancellations are free. You are charged only when a trade actually fills.
On-chain withdrawal costs are passed through at what the network charges us. We take nothing on top.
A $40 balance is treated the same as a $400,000 one. No threshold, no downgrade, no charge.
Closing the account and withdrawing everything costs the standard rail fee and not a cent more.
Four levers, in order of how much they actually move the number for a normal account.
This at least halves your rate at every tier, from 0.20% to 0.10% at Tier 1, and more than halves it higher up, where 0.09% taker becomes 0.04% maker. It needs no extra volume at all, which makes it by far the largest saving available to a retail account. Start on the trading terminal.
Sub-accounts and API keys under the same verified identity aggregate into a single 30-day figure. Splitting activity across two separate registrations is the most common reason an account sits a tier below where it should be.
Instant-buy volume is settled against our own inventory, so it does not count toward the 30-day figure. Large purchases placed on the order book both cost less today and pull your tier down for the next thirty days.
Desks running above $50 million a month get custom pricing, dedicated settlement and a named contact. That conversation starts at our contact page and requires the volume to already exist.
One honest warning. Do not trade in order to reach a tier. Moving from Tier 1 to Tier 2 takes $50,000 of 30-day volume and saves 0.04% on taker fills, which is $20.00 on that same $50,000. The volume costs you $100.00 in fees to generate. Tiers should follow the trading you were going to do anyway, never the other way around, and our risk disclaimer is worth reading before you talk yourself into churn.
When you withdraw crypto to an external address, that transaction has to be included in a block, and the people producing blocks charge for the space. That charge goes to miners or validators on the network, not to be1crypto.com. We pass it through at cost, quote it on the confirmation screen in both crypto and dollars, and never add a margin on top.
The cost moves with demand rather than with the size of your withdrawal. A Bitcoin transfer is priced per byte of block space, which is why a $50 withdrawal and a $50,000 withdrawal can cost the same. Ethereum prices work the same way through gas: a base fee that rises and falls with congestion plus a priority tip. Ethereum's own developer documentation on gas and transaction fees is the clearest description of that mechanism anywhere, and the original Bitcoin white paper explains why the fee market has to exist in the first place.
Three things follow from this. Network fees on a busy day can exceed everything else on this page combined. Choosing a cheaper network for the same asset, where one is supported, often cuts the cost by more than 90%. And batching withdrawals into one larger transaction beats sending five small ones, because you pay for block space, not for value moved. The same key-management setup behind those withdrawals is documented on our security page, and the end-to-end flow is on how it works.
Four answers, with the numbers rather than around them.
Trading is priced on a maker/taker model tied to your 30-day rolling volume. Tier 1, which covers anyone trading under $50,000 a month, pays 0.10% to post liquidity and 0.20% to take it. The scale runs down through six tiers to 0.00% maker and 0.04% taker above $50 million in 30-day volume.
ACH withdrawals are free. A domestic USD wire costs $15.00 and a SEPA payout costs €1.00. Crypto withdrawals are charged at the live network fee with no markup, quoted on the confirmation screen before you approve the transaction.
Yes, in every way that matters to your balance. Instant buy carries no commission line, but the price you are quoted sits 0.50% above mid-market. On a $10,000 order that is $49.75, against $9.99 for the same trade placed as a Tier 1 maker limit order.
Every day at 00:00 UTC, using your trailing 30-day traded volume across all pairs and all sub-accounts under the same verified identity. Tier changes apply immediately to new fills and are never applied retroactively to trades already settled.
Rates on this page apply to all be1 crypto accounts and are current as published. We give 30 days' notice in-app and by email before any increase takes effect. If a charge on your statement does not match a line here, write to support@be1cryptos.com with the fill ID and we will reconcile it or refund the difference.
Free ACH funding, no account fee, no custody fee, and a 0.50% instant-buy spread we print rather than hide. Verify once and the whole schedule applies.